WESTCO
Federal Credit Union
708 Route
119
Greensburg, PA 15601
(724) 838-8916
WESTCO Federal Credit Union has a loan for you!
Loan
Specials!
**** EMERGENCY LOAN NOW AVAILABLE*******
$500.00 FOR 6 MONTHS @ 18% APR. JUST CALL THE OFFICE FOR APPOINTMENT TO APPLY. PAY INFORMATION REQUIRED BUT NO CREDIT REPORT WILL BE REQUIRED. THERE IS A $10.00 APPLICATION FEE.
***HAPPY BIRTHDAY LOAN!****
1% OFF THE QUALIFYING RATE UPON APPROVAL OF A LOAN IN YOUR BIRTH MONTH. (Does not apply to emergency loans.)
Loan Application Westco
Federal Credit Union offers a variety of loan services to our
members. These include signature loans, new and used vehicle loans,
shared secured loans and home equity loans.
At
Westco Federal Credit Union you can refinance your high-interest loans
from another financial institution at your credit union's low interest
rates. Our low loan rates could reduce your monthly payments and put cash
back in your pocket!
There
are no hidden costs or prepayment penalty with our loans.
Interest is calculated on the unpaid principal amount. Every time
you make your payment, a certain amount of the payment goes toward
interest and the remaining portion of your payment is applied to your
outstanding principal. Our
loan program includes:
 |
New and Used Vehicle Loans |
|
Signature Line of Credit |
|
Share Secured Loans |
| Home Equity Line of Credit and Fixed Rate Loan |
LOAN RATES as low as the quoted rates below. For consumer loans, the actual rate is determined by borrower's credit history, FICO credit score, debt ratio's and value of collateral.
|
Description |
Term |
Annual Percentage Rate |
|
New Vehicle |
36 Months |
5.50% APR |
|
48 Months |
5.50% APR |
|
|
60 to 72 Months |
5.50% APR |
|
|
Used Vehicle (up to 2 years old) |
60 Months |
6.90% APR |
Used Vehicle (3-4 yrs or 5+ years) |
48 or 36 Months |
6.90% APR |
|
100% Share Secured |
60 Months |
5.50% APR |
|
20% Share Secured |
36 Months |
12.90% APR |
|
Signature Line of Credit |
60 Months |
8.90% APR |
Home Equity Line of Credit |
84 Months |
5.50% APR |
|
Home Equity Loan |
120 Months |
5.50% APR |
Please Note: Financing on vehicle loans up to 100% of MSRP or 90% NADA
Average Retail Value. Home Equity Loans are available up to 80% of the
market value minus any prior liens. Rates are subject to change without
notice. Please contact the credit union for the most current rates.
To determine your loan payment, simply enter the amount, rate and term of the loan you wish to borrow.
To apply for a loan, simply stop in the office for an application. You may also call or email a request for an application to be mailed to you.
Members
have several options regarding repayment - automatic monthly payment from
your checking account, monthly with a coupon book, payroll deduction,
weekly, or biweekly payments. Automatic payment is available with any of
our loan services. We offer life
insurance and disability insurance at a nominal cost to the member.
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We do business in accordance with the Copyright © 2004 - Pennsylvania Credit union Association |
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