WESTCO
Federal Credit
Union
708 Route 119
Greensburg, PA 15601
Phone: (724) 838-8916
Fax: (724) 838-9180
WESTCO Federal Credit Union can help you save!
Westco Federal Credit Union offers a variety of savings accounts as well as additional services designed to help meet the needs of our members.
Regular Share Account
Your
credit union savings are called "shares" since members are
owners of the credit union - not merely depositors.
Regular Share Accounts require a minimum opening deposit of $5.00. Dividends are paid on average daily balances over $25. The dividend rate and annual percentage yield are subject to change every dividend period as determined by the credit union board of directors.
Truth-In-Savings Disclosure Information
|
Annual Percentage Yield as of Last Dividend Declaration Date |
.10% APY |
|
Dividends Compounded |
Quarterly |
|
Dividends Credited |
Quarterly |
|
Dividend Period |
Calendar Quarter |
|
Minimum Opening Deposit |
$5.00 |
|
Minimum Balance to Avoid Service Charge |
None |
|
Minimum Balance to earn the Stated APY |
$25.00 |
|
Balance Method |
Average Daily Balance |
Christmas and Vacation Club Accounts
To help members save for a specific purpose, the credit union offers Christmas Club and Vacation Club accounts. You'll find that a small payroll deduction each payday will quickly add up to pay for whatever your needs are. Christmas Club accounts are revolving accounts: there is no need to re-open each year.
Truth-In-Savings Disclosure Information
|
Annual Percentage Yield as of Last Dividend Declaration Date |
0.10 % APY |
|
Dividends Compounded |
Quarterly |
|
Dividends Credited |
Quarterly |
|
Dividend Period |
Calendar Quarter |
|
Minimum Opening Deposit |
None |
|
Minimum Balance to Avoid Service Charge |
None |
|
Minimum Balance to earn the Stated APY |
$25.00 |
|
Balance Method |
Average Daily Balance |
Share Certificate Accounts
Share Certificates are available for both regular investment and retirement accounts. Dividends are credited and compounded quarterly on your average daily balance. Rates are subject to change. Contact the credit union for the most current rates.
Individual Retirement Accounts
In addition to IRA certificates, Westco Federal Credit Union offers an IRA Savings Account that is available for a Traditional, Roth, or Coverdell Educational Account.
Truth-In-Savings Disclosure Information
|
Annual Percentage Yield as of Last Dividend Declaration Date |
.10% APY |
|
Dividends Compounded |
Quarterly |
|
Dividends Credited |
Quarterly |
|
Dividend Period |
Calendar Quarter |
|
Minimum Opening Deposit |
$25.00 |
|
Minimum Balance to Avoid Service Charge |
None |
|
Minimum Balance to earn the Stated APY |
$25.00 |
|
Balance Method |
Average Daily Balance |
Additional Services
As part of your membership, the following additional services are available to you:
 |
Travelers Checks-$1 per $100 |
|
Certified Checks - $5.00 each |
|
Money orders-$.50 each |
|
Visa debit card-$1.00 per month |
|
NADA car book information |
|
Voice Response Unit |
|
CreditXpert reports-$12.00 |
|
United Concordia Dental Insurance |
|
Nationwide General Auto Insurance |
|
Pansy Pals Kids Club |
|
CUSucceed Teen Club |
|
J Carol “Pansy” Pacelli
Memorial Scholarship |
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 |
 |
|
We do business in accordance with the Copyright © 2004 - Pennsylvania Credit union Association |
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